Article 14 compliance
built into your AI agents.
The EU AI Act requires human oversight of high-risk AI systems. Cheqpoint intercepts every AI agent action, routes it to a qualified human reviewer, and generates regulator-ready compliance evidence — automatically.
What Article 14 requires — and what it costs if you miss it
High-risk AI deployers face fines of up to €15 million or 3% of global turnover for non-compliance. Obligations kick in from August 2026 — the planning window is now.
Designated humans must be able to monitor the AI system in real time and understand what it is doing. Cheqpoint provides an Approval Inbox showing every pending AI action with full context.
Humans must be able to identify when the AI is behaving unexpectedly. Cheqpoint risk-scores every request and flags anomalies for specialist review before any action executes.
Humans must be able to override, reject, or modify AI outputs. Cheqpoint gives every reviewer Approve, Decline, and Modify buttons — with an instant kill switch to pause any agent.
The AI must not pressure humans into rubber-stamping decisions. Cheqpoint requires deliberate action (reason code + confirmation) and never auto-submits based on AI recommendations.
Built for regulated industries
If your AI agents touch money, health, employment, or access to services — the Act applies.
- Credit limit changes and loan approvals
- Refund and chargeback decisions
- Account access and security changes
- AML / fraud flag decisions
- Transaction limit overrides
- Claims approval and payout decisions
- Underwriting acceptance / rejection
- Policy cancellation or modification
- Premium adjustment decisions
- Fraud flag decisions on claims
- Clinical decision support sign-off
- Prescription and treatment suggestions
- Patient record access by AI agents
- Triage priority assignments
- Diagnostic output review
- Candidate shortlisting decisions
- AI interview scoring review
- Performance review flags
- Promotion / termination recommendations
- Background check processing
- Contract execution decisions
- Regulatory filing submissions
- Sanctions screening overrides
- Compliance flag resolutions
- Data subject request processing
- High-value refund approvals
- Account fraud suspensions
- Bulk pricing or discount changes
- Supplier payment authorisation
- Customer data deletion requests
Three lines of code. Article 14 on day one.
Your AI agent calls the Cheqpoint API before executing any regulated action. Execution blocks immediately — nothing happens until a human decides.
# Python — blocks until human approves or declines
result = cp.request_approval(
action="credit_limit_change",
summary="Increase limit £5,000 → £8,000 for #C-00412",
risk_score=0.68,
)Your compliance officer gets a Slack alert and opens the request. They see the action type, AI confidence score, risk level, full payload, and any relevant context. They Approve, Decline, or Modify — with a reason code.
Every decision is written to the immutable audit log. At any time, generate an Article 14 Compliance Report showing exactly who reviewed what, when, with what response time — ready to share with regulators.
Regulator-ready evidence. Generated automatically.
When an auditor or regulator asks how you comply with Article 14, go to Compliance Report and click Print. In 30 seconds you have a dated, referenced document showing every human oversight decision made in any period.
- Auto-generated Article 14 compliance statement
- Total requests reviewed, human vs auto-decided
- Approved / Declined / Modified breakdown
- P50 and P95 response time metrics
- Per-AI-Assistant and per-reviewer activity
- Unique document reference number for your audit file
- Print-optimised PDF export — no sidebar, no clutter
The complete compliance stack
Real-time approval inbox with simple and technical views. Every action visible before it executes.
Pause any AI Assistant instantly from the dashboard — no code change required. Takes effect on the next request.
Every request, decision, actor, and timestamp recorded. CSV export for your audit file.
Auto-generated Article 14 evidence document. Dated, referenced, and PDF-exportable for regulators.
Set response time targets. Track P50 and P95 response times. SLA breaches logged automatically.
Route high-risk decisions to specialist reviewers. OWNER / ADMIN / REVIEWER / VIEWER access controls.
HMAC-signed sessions, 2FA (TOTP), IP allowlist, SOC 2-ready. EU data residency available on Enterprise.
Risk score every request (0–1). Auto-approve low-risk, policy-compliant actions. Manual review for anything above threshold.
Python, Node.js, HTTP. LangChain, LangGraph, CrewAI, OpenAI Assistants, Claude, Vercel AI SDK.
Four buyers. One decision.
Article 14 compliance.
Running in production today.
Start a 14-day Growth trial. Connect your first AI agent. Generate your first compliance report. No credit card required.
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